How to Get Airtel Loan in Sri Lanka: A Complete Guide for 2025
Running out of balance can be frustrating, especially when you need to make an important call, send a message, or use mobile data. Airtel Sri Lanka offers an emergency loan service to help prepaid users stay connected even when they have insufficient balance. This guide explains how to get an Airtel loan, the eligibility criteria, and the repayment process.
Why Use Airtel Loan Service?
Airtel’s loan service is designed to assist customers during urgent situations. Here’s why you should consider using it:
- Instant access to emergency credit – Borrow credit anytime, anywhere in Sri Lanka.
- Simple activation process – No need for complex registration.
- 24/7 availability – Request a loan whenever needed.
- Flexible loan amounts – Different amounts available based on usage.
- Automatic repayment – Hassle-free deduction upon recharge.
How to Get an Airtel Loan in Sri Lanka
1. Using the Airtel Loan Code (USSD Method)
The easiest way to get an Airtel loan is by dialing a simple USSD code.
Steps to Get an Airtel Loan:
- Dial #124# from your Airtel prepaid number.
- Select the “Loan” option from the menu.
- Choose the loan amount available to you.
- Confirm your request.
- Your loan balance will be credited instantly.
2. Using the My Airtel App
Airtel provides a digital method to borrow a loan through its mobile app.
Steps to Get a Loan via My Airtel App:
- Download and open the My Airtel App.
- Log in with your Airtel mobile number.
- Navigate to the “Loan Services” section.
- Select the loan amount and confirm.
- Your account will be credited instantly.
3. SMS Loan Request (If Available)
Some Airtel users can request a loan via SMS.
Steps to Borrow via SMS:
- Type LOAN and send it to 5000.
- You will receive a message with available loan options.
- Reply with the loan amount you want to borrow.
- Your loan will be credited instantly.
4. Auto-Loan Activation
If you frequently need emergency credit, you can activate the auto-loan feature.
Steps to Enable Auto-Loan:
- Dial #124# and go to the “Loan” section.
- Select “Auto-Loan Activation”.
- Confirm your request.
- Airtel will automatically credit a loan when your balance is low.
Eligibility Criteria for Airtel Loan
Not all users qualify for an Airtel loan. Here are the conditions you must meet: Read more related articles
- Prepaid users only – The service is not available for postpaid customers.
- Active Airtel number – Your number should be active for at least 3 months.
- Regular recharges – Frequent recharges increase your loan eligibility.
- No pending loans – Previous loans must be repaid before borrowing again.
Loan Repayment Process
The repayment process is automatic and hassle-free:
- The borrowed amount plus a service charge will be deducted from your next recharge.
- If you do not recharge immediately, the loan will remain active, but you won’t be eligible for another loan until repayment.
Frequently Asked Questions (FAQs)
How much can I borrow from Airtel?
The loan amount depends on your usage and recharge history. Common loan amounts include LKR 20, 50, and 100.
What happens if I don’t repay my Airtel loan?
You won’t be eligible for another loan until the outstanding balance is repaid.
Is there an extra charge for borrowing an Airtel loan?
Yes, Airtel charges a small service fee, which varies based on the loan amount.
Can I take another loan if I haven’t repaid my previous one?
No, you must clear any outstanding loans before requesting a new one.
Valuable links
For more information on Airtel services, check out these helpful links:
- Airtel Sri Lanka Official Website – airtel.lk
- Airtel Loan Service Details – airtel.lk/loan
- Airtel Customer Support – airtel.lk/contact-us
- Airtel Self-Care Portal – selfcare.airtel.lk
- Airtel Recharge Portal – airtel.lk/recharge
Conclusion
Airtel loan service is an excellent solution for customers who need emergency credit. With simple USSD codes, app-based options, and SMS requests, borrowing a loan is quick and easy. Make sure to repay your loan on time to continue enjoying this convenient service.
For the latest offers and updates, visit airtel.lk or download the My Airtel App today!
